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**
HOME BUYERS & SELLERS GUIDE**
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| THE
COMPLETE GUIDE TO BUYING A HOME |
Buying
a home and taking on a mortgage is probably the biggest financial
decision you'll ever make, so it's important that you're armed with
the facts and go into the process with your eyes open. Admittedly,
it's a complicated system with plenty of pitfalls, but if you're shelling
out money on rent it's a more sensible use for your money.
read more |
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| MORTGAGES
EXPLAINED |
You
might think there's nothing simpler than buying a house - you find
a place to call home, borrow the money to pay for it and then move
in. Well, that's the theory anyway. Unfortunately, the reality can
be a bit more complicated. Some of the problems lie in getting the
right mortgage for your needs.
read more |
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| COMMISSIONING
A STRUCTURAL SURVEY |
Do
you know your way around the different types of property survey? Most
people buy a house on the strength of a valuation report, which is
a type of survey carried out primarily to satisfy the lender that
the house is worth the asking price!
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| CAN
YOU PICK A FUTURE PROPERTY 'HOTSPOT'? |
For
housebuyers in search of an inflation-beating property investment,
the big question that they will be asking themselves is: How on earth
do I buy into a future hotspot? And which other factors are likely
to create an area that's on the up? According to a Bradford &
Bingley Estate Agents' (BBEA) report, there are at least four indicators
to look for.
read more |
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| HAMMERING
OUT A PROPERTY BARGAIN AT AN AUCTION |
As
competition for properties is hotter than ever, a growing number of
newbies are considering seeking a new home via an auction, rather
than through the traditional channels. RICS says that auctions currently
account for around five per cent of all property transactions in the
UK.
read
more |
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| BUYING
YOUR HOME 'OFF-PLAN' |
Some
say house prices are about to drop, others say they are rising. But
how do you buy if there's nothing suitable on the market? One increasingly
popular option is the 'off-plan' purchase, in which you buy a house
on a new development without having seen your bricks and mortar.
read more |
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| BUYING
ABROAD |
Ever
dream of cashing in your chips and moving overseas? If so, you're
not alone. One in three Britons are plotting their escape from these
islands to live abroad. But if
you're one of the many people dead set on escaping to paradise, there
are a few things you need to consider.
read more |
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| SELLING
YOUR HOUSE |
When
a house or flat is put up for sale, a complex process begins that
can ultimately involve upwards of 20 people and firms. It's not just
a question of the buyer and seller - at some stage your house sale
is more than likely to involve an estate agent, a solicitor, a lender
and a structural surveyor.
read more |
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| ANDREW
WINTER'S TOP TIPS ON 'SELLING HOUSES' |
With
the combination of rocketing property prices and expensive moving
costs, many UK homeowners are being forced to improve, rather than
move home this year. It's becoming increasingly important that we
make the right improvement to our homes in order to get the best price
when we come to sell it.
read more |